Fantastic finance deals
We're celebrating our 90th year of providing point of sale finance to bikers, through Tamworth Yamaha. We're the only finance provider with a dedicated motorcycle finance team and over half of the team are themselves avid bikers.
We understand where you're coming from…and where you're going. We're here to provide you with the right bike loans and hire purchase products to help you buy the bike of your dreams.
Black Horse Hire Purchase could help you buy the motorbike you want whilst spreading the cost. After paying an initial deposit you just ride away and make regular agreed payments. After the last payment, the bike’s all yours.
How it works
- Choose your new bike with your Black Horse dealer. Used bikes up to ten years old can also qualify.
- Choose to repay over one to five years.
- Set your payments to suit your budget – borrow any amount from £1,500 to £25,000.
What you pay
- You pay a deposit on the bike.
- Interest rates are fixed so you’ll always know the amount of each payment until the bike is yours.
- You pay over the chosen period.
- After the last payment you own the bike outright.
What are the benefits of Hire Purchase with Black Horse?
The choice is yours. You can choose any new or used motorbike you want that’s up to ten years old, and you choose how long you want to make regular payments, from one to five years*.
You can budget with confidence. Your regular repayments will always be the same throughout the agreement, giving you the reassurance you need.
Our documents are clearly written so you can be sure there are no hidden extras.
Ride away today. No wasted hours online ticking boxes, holding on the phone, or complicated paperwork. The dealership arranges it all. You just check the paperwork, sign on the dotted line and drive away.
Why choose Hire Purchase?
Hire purchase lets you choose the motorbike you want, while spreading the payments out to suit your budget. You’ll have the reassurance of knowing your regular monthly payments will stay the same. After the last payment, the bike’s all yours.
Who might like this product?
- If you want to own your bike outright at the end of your payment plan.
- If you have a deposit available.
- If you like to budget – you’ll know the exact payment amounts each month.
How can I find out more?
Ask your Black Horse dealer for a quote. Where you see the Black Horse logo, you can rest assured we are there to make financing your car straightforward.
* Finance is available subject to status, to UK residents aged 18 years or over. Indemnities may be required. Conditions may apply depending on credit score status. Please contact your local Black Horse dealer for further details.
Black Horse Ride On Personal Contract Purchase could help you ride a newer, better motorbike because it gives you the option to defer some of the finance until the end of your agreement.
You pay a deposit and agree regular payments based on your proposed annual mileage, then you have three options at the end of the agreement - return the bike*, part exchange it* for a new one, or buy it outright with a final balloon payment agreed at the start. And the beauty is you have two or three years to decide which option to choose.
How it works
- Choose your new bike with your Black Horse dealer. Used motorbikes up to three years old can also qualify.
- Set your maximum annual mileage.
- Choose to repay over two or three years.
- Choose your end of agreement option.
What you pay
- You pay a deposit on the bike.
- Your dealer obtains the Guaranteed Future Value of the bike from Black Horse*
- You pay over the chosen period.
- At the end of the agreement, you have three options: return the bike and pay nothing else*, part exchange it for a new bike* (subject to dealer’s agreement), or buy it outright with a final balloon payment.
Three final options
- Part exchange the bike for a new one, subject to payment of your outstanding finance, or
- Return the bike to your Black Horse dealer, as long as the bike is in good condition, the mileage is within the agreed limit, and all the payments have been made, or
- Pay the outstanding finance and own the bike outright.
What are the benefits of Ride on Personal Contract Purchase with Black Horse?
Ride a better bike. You set the amount of the regular payments you make based on your proposed annual mileage so you could finance a newer, higher specification motorbike, and part exchange* it for a new one every two to three years if you wanted to.
With a newer motorbike, it’s reasonable to think you can expect lower maintenance costs.
Guaranteed Future Value*. You choose your likely annual mileage and, dependant on term and mileage, Black Horse will calculate the Guaranteed Future Value of your bike at the end of the agreement.
Flexible choices. You can set repayment periods, then take the best option for you when you reach the end - return the motorbike*, part exchange* it with the dealer for a new one or buy it outright at the pre-agreed price.
You can budget with confidence. Interest rates are fixed for the term of your loan, so your regular repayments will always be the same throughout the agreement..
Our documents are clearly written so you can be sure there are no hidden extras.
Ride away today. No wasted hours online ticking boxes, holding on the phone, or complicated paperwork. The dealership arranges it all. You just check the paperwork, sign on the dotted line and ride away.
Why choose Ride on Personal Contract Purchase?
Ride on Personal Contract Purchase is a type of hire purchase agreement that lets you keep your options open. You don’t need to decide at the start - if your circumstances change over 3 years you’ve got options.
Who might like this product?
- If you like to drive the newest motorbike.
- If you like to keep your options open.
- If you like to budget – you’ll know the exact payment amounts each month and you can expect lower maintenance costs on a newer bike.
How can I find out more?
Ask your Black Horse dealer for a quote. Where you see the Black Horse logo, you can rest assured we are there to make financing your motorbike straightforward.
* Finance is available subject to status, to UK residents aged 18 years or over. Indemnities may be required. Conditions may apply depending on credit score status. Please contact your local Black Horse dealer for further details.
